Free on the App Store

Less debt.
More life.

Stop dreading your debt. DebtUnlocked gives you a real payoff plan, not just a spreadsheet. Track every balance, set your budget, and see the exact date you'll be free.

Download on the App Store Free to download · iOS
9:41
Every payment
counts.
Here's your debt snapshot
⚡ Pro
↗ Progress
50.4%
$642 paid off
10%
25%
50%
75
75%
90
90%
🏁
100%
Total Debt Remaining
⚡ Avalanche
$631
1 yr 5 mo · Sep 2027 · $99/mo
🏠
Home
💳
Debts
🗺️
Plan
⚙️
Settings

Everything you need
to get out of debt

A focused, powerful toolkit built for one goal: getting you to debt-free as fast as possible.

Smart Payoff Plans

Choose Avalanche (highest interest first) or Snowball (smallest balance first). See exactly how much interest you save and how many months sooner you're free.

Due Date Calendar

See every payment due date in a calendar view. Your full payment schedule is sorted by date so you always know what's coming next.

Payment Simulator

Drag a slider to see exactly how extra payments shrink your payoff date and total interest, before you commit a single dollar.

Financial Health Score

Your personal debt health score, graded A through F, updates every time you log a payment. Watch it climb as you crush your debt.

Monthly Budget Planner

Enter your income and expenses to see exactly how much you can put toward debt each month. Know your number, stick to your plan.

Debt-Free Countdown

See the exact date you'll make your final payment. A real deadline makes the goal feel real. Watch it get closer with every payment.

CSV Export

Export your full debt data and payment history to a spreadsheet anytime. Your data, your way — always ready to share with an advisor.

Built for real people

Designed to be clear and motivating, not overwhelming. Every screen is focused on one thing: your progress.

9:41
Every payment
counts.
Here's your debt snapshot
⚡ Pro
↗ Progress
50.4%
$642 paid off
10%
25%
50%
75
75%
90
90%
🏁
100%
Total Debt Remaining
⚡ Avalanche
$631
1 yr 5 mo · Sep 2027 · $99/mo
🏠
Home
💳
Debts
🗺️
Plan
⚙️
Settings
‹ Back Due Date Calendar
July 2026
SUN
MON
TUE
WED
THU
FRI
SAT
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
July 4th
🚗
Car Loan
Auto Loan · Min $568/mo
Payment Schedule
1
💳
Apple Card
Due the 1st · Min $25/mo
$1,000
4
🚗
Car Loan
Due the 4th · Min $568/mo
$11,365
11
🎓
Student Loan
Due the 11th · Min $331/mo
$32,524
‹ Back Edit
Apple Card
Credit Card
$1,000
21.50% APR
Min $25/mo
Payment Simulator
Drag to see how extra payments affect your payoff. Your credit card statement shows a longer date because it assumes you pay only the shrinking minimum. This simulator keeps a fixed amount, which is faster.
$25 / type
$25 (min)$1,000
6 yr
Payoff time
Apr 2032
Payoff date
$775
Total interest
🌱 Record Payment

Ready to unlock your
debt-free future?

Download free today. Your first step toward financial freedom takes 30 seconds.

Download on the App Store

Free to download · iOS · Your data stays on your device

✉️

Questions or feedback?

We'd love to hear from you. Reach out anytime.

hello@debtunlocked.app